Enable users to deposit cash into online accounts with in real-time.

A mobile-first and secure experience.

Want to boost your user’s payment journey?

OKTO.CASH is a new, in-app payment method that streamlines users’ digital journey. The new payment method is fully aligned with online merchants’ vision to deliver an exceptional customer experience in every store with the user through an entirely seamless and frictionless deposit process.

We offer a fully immersed mobile on-premise experience, allowing users to deposit into their online merchant account directly from any physical store in real-time, while never leaving the merchant’s mobile app or site. It modernises the payment experience in a faster, easier, safer and more compliant way, while also being the ideal solution for cash-oriented online consumers.

Flexibility and agility are the keys to put user’s experience in the fast lane!

Regardless of your business type, OKTO.CASH offers a model that suits your needs and demands, offering benefits for both you and your customers:


Streamline your users’ experience with the fastest payment method.

Streamline your users’ experience with the fastest payment method.

Step 1
Step 1
Users select OKTO.CASH as the payment method in their online account.
Step 1
Step 2
Users select the amount they want to credit.
Step 1
Step 3
A QR/GS1/Paycode is generated.
Step 1
Step 4
With the store locator function the user can find the nearest store.
Step 1
Step 5
Users show the QR/GS1/Paycode to the employee to scan it.
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Step 6
Users pay the employee and the account is credited instantly, in real time!

Get the flexibility to unlock the benefits of the OKTO.CASH payment method today.

At the core of our offering is a safe, secure and reliable electronic payments platform. Whether it’s mobile payments or e-commerce we aim to make payments for merchants and users effortless, faster, simple and secure.

Through our proprietary technology that can be fully integrated into any merchant’s mobile application or website, OKTO delivers all required components such as Paycode/QR/GS1 specs and store location service, which the merchants can add to their website or app as a native flow. We work with the most well-known frameworks in order to make integration even easier and faster and we cooperate with electronic money/payment institutions to the extent required in order to provide compliant solutions.

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Our agile and favorable commercial model will drive fast ROI for a new payment method and lower average transaction costs.